Vietnam is entering a pivotal phase in its digital transformation journey, where fintech is rapidly reshaping how individuals and businesses access, manage, and move money. From digital payments and lending platforms to blockchain innovation and financial infrastructure, the country’s fintech ecosystem is evolving at a pace — driven by a combination of entrepreneurial energy, institutional support, and increasing digital adoption.
At the center of this momentum are individuals who go beyond execution. They are not only building companies and financial systems, but also shaping conversations, fostering collaboration, and accelerating adoption across the ecosystem.
Spanning founders, senior executives, ecosystem builders, technical specialists, and emerging voices, these individuals collectively reflect how fintech is being developed and experienced on the ground in Vietnam.
In this context, the Top FinTech Voices in Vietnam (2026) represent more than visibility on LinkedIn — they highlight the people influencing how Vietnam’s financial future is being designed, scaled, and understood.
So, who are the voices defining Vietnam’s fintech landscape today?
Highlights
Tim Evans
Chief Executive Officer, HSBC Bank (Vietnam) Ltd.
Tim Evans brings global banking leadership into Vietnam’s fintech landscape, leading HSBC Vietnam with over three decades of international experience across Asia, the Middle East, and beyond.
Having previously overseen commercial banking operations across multiple regions with billions in assets and revenues, he provides a strategic view of how traditional banking and fintech innovation intersect.
Furthermore, his leadership in one of the world’s largest financial institutions reinforces Vietnam’s position within the global financial system. As a result, Tim represents the institutional force driving fintech adoption at scale.
Giang Trinh
Vietnam Country Director, Founder Institute Vietnam | Chairman, Linkcare
Giang Trinh operates at the heart of Vietnam’s startup and fintech ecosystem, combining his roles as investor, advisor, and ecosystem builder. As the Vietnam Country Director of Founder Institute — one of the world’s largest pre-seed accelerators, with thousands of startups launched globally — he plays a key role in nurturing the next generation of founders.
In addition, his leadership at Linkcare, a fintech-powered platform, reflects his involvement in building scalable financial solutions. As a result, Giang represents the ecosystem layer that enables fintech innovation to grow and scale.
Denise (Xuân Phương) Nguyen
Unit Head of Risk Modelling Operations & Development, FE Credit
Denise (Xuân Phương) Nguyen operates at the intersection of risk, data, and decision-making in fintech. As Unit Head of Risk Modelling Operations & Development at FE Credit, she leads the design, governance, and performance oversight of credit risk models within one of Vietnam’s largest consumer finance institutions.
Her work goes beyond technical model development. She plays a critical role in aligning modelling practices with regulatory expectations, ensuring that model decisions remain robust, explainable, and operationally viable under evolving frameworks such as Basel II/III.
With experience spanning digital banking and credit risk analytics, Denise brings a perspective shaped by both development, operations, and validation realities. She advocates for a more pragmatic approach to fintech innovation, where model performance, governance, and real-world implementation must evolve together.
Huy Nguyen Trieu
Council Member, ADI Foundation | Co-founder, CFTE
Huy Nguyen Trieu is a globally recognized fintech thought leader, working at the intersection of finance, technology, and the future of work. As co-founder of CFTE, a global platform that has reached over 200,000 learners across 130 countries, he has played a significant role in shaping fintech education and capability building.
Previously a Managing Director at Citi and a fintech fellow at institutions such as Imperial College, his work has been featured in the Financial Times, Bloomberg, and the World Economic Forum. As a result, Huy represents Vietnam’s global voice in fintech, bridging local insights with international perspectives.
Mai Nguyen (Maya)
Partnerships Development Manager, Fintwin Corporation JSC
Mai Nguyen (Maya) contributes to the growth of fintech infrastructure through her work in building strategic partnerships across Vietnam’s banking sector. At Fintwin, she has led collaborations with major banks such as Vietcombank, BIDV, Vietin Bank, MB Bank, and Shinhan Bank, supporting the expansion of payment systems and banking connectivity solutions.
Moreover, her role in driving high-value B2B partnerships reflects the importance of collaboration in scaling fintech services. As a result, Maya represents the operational layer of fintech, where partnerships and execution translate innovation into real-world impact.
Diep Nguyen
Co-Founder, MoMo Financial Technology Group
Diep Nguyen is one of the key figures behind Vietnam’s fintech transformation, co-founding MoMo — widely recognized as one of the country’s leading digital payment platforms and super apps. Since its early days, he has played a central role in building a financial ecosystem that serves both banked and unbanked populations, enabling millions of users to access payments, transfers, and financial services seamlessly.
Moreover, MoMo’s growth, supported by global investors such as Goldman Sachs and Standard Chartered Private Equity, underscores its scale and institutional credibility. As a result, Diep represents the foundational force driving financial inclusion and digital payments adoption in Vietnam.
Thuan Nguyen Quang
Chairman, FiinGroup & FiinRatings
Thuan Nguyen Quang is contributing to the development of Vietnam’s financial infrastructure through his leadership at FiinGroup and FiinRatings, one of the country’s licensed credit rating agencies. With a background at PwC and decades of experience in financial analysis and market intelligence, he brings institutional depth to the fintech ecosystem.
Moreover, his work in building data-driven financial transparency and credit systems plays a crucial role in enabling capital markets to mature. As a result, Thuan represents the foundational layer of fintech — where data, trust, and financial infrastructure intersect.
Hong Minh Nguyen Tran (Mira)
Brand & Content Marketing Specialist, AppotaPay
Hong Minh Nguyen Tran, also known as Mira, represents a new generation of voices in Vietnam’s fintech landscape, shaping how financial technologies are understood, trusted, and embraced by users.
Positioned at the intersection of fintech, user behavior, and branding, her work focuses on making complex financial innovations accessible and relevant in everyday life. Rather than operating within product or infrastructure layers, she contributes to shaping how fintech is communicated and perceived — an increasingly critical factor in driving real-world adoption.
In her role at AppotaPay — a key player in Vietnam’s digital payments space — Mira helps bridge technological capability with user understanding, enabling financial solutions to better align with evolving consumer expectations.
Her recognition among LinkedIn Top Voices in Vietnam reflects her growing influence in content-driven thought leadership. As a result, she represents the adoption layer of fintech — where branding, storytelling, and user experience play a decisive role in determining whether innovation translates into real-world usage.
Nicole Nguyen
Founder, Vietnam Fintech Summit | Founder, APAC DAO
Nicole Nguyen plays a defining role in shaping Vietnam’s fintech and Web3 ecosystem through her work as a connector, ecosystem builder, and thought leader. As the founder of Vietnam Fintech Summit and APAC DAO, she has built platforms that bring together thousands of stakeholders across government, industry, and global innovation networks.
Moreover, her work has been featured in publications such as Forbes, Business Times, and South China Morning Post, while her collaborations with organizations like the World Economic Forum further highlight her global reach. As a result, Nicole represents a key voice driving cross-border dialogue and ecosystem growth in Vietnam’s fintech landscape.
Andy Nguyên Tran
Executive Chairman, ZaloPay
Andy Nguyen Tran is the Executive Chairman of Zalopay, where he leads the platform’s overarching strategy, institutional partnerships, and risk management. He has been a key architect of Zalopay’s transition into Vietnam’s fastest-growing fintech ecosystem.
Since joining the leadership team in 2022, initially as CFO and since 2025 as Executive Chairman, Andy has steered Zalopay through a period of relentless product innovation while maintaining a disciplined focus on sustainable growth.
Under his leadership, Zalopay has prioritized inclusivity, ensuring that financial services are accessible to a broad demographic. A strong advocate for open banking and finance, Andy is working to build an interconnected system where money and credit flow freely across different platforms.
By centering the company’s growth as the extension of traditional finance, Andy is helping to define the next era of Vietnam’s financial infrastructure, positioning Zalopay not just as a market pioneer but as a catalyst for equitable economic participation.
From Emerging Market to FinTech Force: Vietnam’s Next Chapter
The Top FinTech Voices in Vietnam (2026) reflect a broader shift in the country’s financial landscape — one that is rapidly evolving, increasingly interconnected, and driven by both innovation and collaboration.
Each of these individuals contributes distinctly, whether by building platforms, strengthening financial infrastructure, shaping policy, or driving ecosystem growth. Moreover, their collective influence highlights how Vietnam’s fintech sector is moving beyond early-stage development toward a more mature and globally integrated ecosystem.
As Vietnam continues to accelerate its digital economy, these voices will play an even more critical role. They are not only shaping how financial services are delivered today, but also defining how the industry will evolve in the years ahead.
In that sense, the Top FinTech Voices in Vietnam (2026) are not just individuals to follow — they are indicators of a future where Vietnam stands as a key fintech force in Asia.
Highlights
Read the Chinese article here.
